---
description: Busca información actualizada sobre Payoneer. Lee opiniones verificadas y descubre sus funciones, características, precios y usabilidad. Compara Payoneer con productos similares hasta encontrar la opción adecuada.
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title: Payoneer: precios, funciones y opiniones | GetApp España 2026
---

Breadcrumb: [Inicio](/) > [Software para procesadores de pagos](/directory/23/payment-management/software) > [Payoneer](/software/102583/payoneer)

# Payoneer

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> Payoneer es una plataforma de pagos transfronterizos disponible en más de 200 países y 150 divisas, con múltiples opciones de pago.
> 
> Veredicto: 768 usuarios lo han valorado con **4.2/5**. De los mejores valorados en **Probabilidad de recomendación**.

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## Estadísticas y valoraciones rápidas

| Métrica | Valoración | Detalles |
| **En general** | **4.2/5** | 768 Opiniones |
| Facilidad de uso | 4.2/5 | Basado en las opiniones generales |
| Asistencia al cliente | 3.8/5 | Basado en las opiniones generales |
| Relación calidad-precio | 4.0/5 | Basado en las opiniones generales |
| Funcionalidades | 4.2/5 | Basado en las opiniones generales |
| Porcentaje de recomendaciones | 80% | (8/10 Probabilidad de recomendación) |

## Sobre el proveedor

- **Empresa**: Payoneer
- **Ubicación**: New York, EE. UU.

## Contexto comercial

- **Modelo de precios**:  (Prueba gratuita)
- **Público objetivo**: Trabajador autónomo, 2-10, 11-50, 51-200, 201-500, 501-1.000, 1.001-5.000, 5.001-10.000, 10.000+
- **Despliegue y plataformas**: Cloud, SaaS, Web
- **Idiomas admitidos**: alemán, chino, coreano, danés, español, finés, francés, húngaro, inglés, italiano, japonés, polaco, portugués, ruso, turco, árabe
- **Países disponibles**: Alemania, Australia, Brasil, Canadá, China, Estados Unidos, India, Japón, México, Reino Unido

## Funcionalidades

- API
- Análisis financiero
- Compras y recepción
- Conciliación bancaria
- Creación de factura
- Creación de informes/análisis
- Detección de fraude
- Facturación
- Facturación en línea
- Gestión de facturas
- Gestión de la conformidad
- Gestión de proveedores
- Gestión de recibos
- Gestión de tesorería
- Gestión financiera
- Historial de facturas
- Pagos electrónicos
- Pagos en línea
- Pagos recurrentes
- Panel de actividades

## Integraciones (en total: 2)

- PayPal
- Xero

## Opciones de asistencia

- Preguntas frecuentes/foro

## Categoría

- [Software para procesadores de pagos](https://www.getapp.es/directory/23/payment-management/software)

## Categorías relacionadas

- [Software para procesadores de pagos](https://www.getapp.es/directory/23/payment-management/software)
- [Programas de cuentas por pagar](https://www.getapp.es/directory/237/accounts-payable/software)
- [Programas de facturación](https://www.getapp.es/directory/240/billing-invoicing/software)

## Alternativas

1. [PayPal](https://www.getapp.es/software/91263/paypal) — 4.6/5 (26683 reviews)
2. [Venmo](https://www.getapp.es/software/106635/venmo) — 4.7/5 (9306 reviews)
3. [Stripe](https://www.getapp.es/software/91015/stripe) — 4.6/5 (3387 reviews)
4. [Square Payments](https://www.getapp.es/software/112251/square-payments-processing) — 4.7/5 (2716 reviews)
5. [QuickBooks Online](https://www.getapp.es/software/20428/quickbooks-online) — 4.3/5 (8544 reviews)

## Opiniones

### "Freelance contractors are fleeing towards Payoneer faster than we think\!" — 4.0/5

> **Armando** | *31 de julio de 2025* | Desarrollo de programas | Valoración de la recomendación: 9.0/10
> 
> **Puntos a favor**: One of the few online solutions that has Panama enabled which was the main reason why I am still working with them and also for their security levels. The learning curve is quite easy and I believe anybody can get used to it. Their customer support could benefit from spanish speaking providers since i live in LatAm. Transactions are quite fair, I can't complain and I use it most of the time for large amounts to at least feel like I am not cutting a huge slice of my pay.
> 
> **Desventajas**: I am not a big fan of their card creation. I am quite confused about how to claim it because I have withdrawn over $10000 dollars in the past and I am still unable to get the card and this is affecting my expenses everytime I withdraw.
> 
> This has been a very reliant software that has provided me a safe and easy way to withdraw money as a freelance contractor. I truly believe this app is quite straightforward and I like that I can enable my Patreon to it since most subscription sites use payment apps that has blacklisted my country.

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### "Very low fees, more features and easy to setup." — 5.0/5

> **Archna** | *30 de marzo de 2022* | Producción audiovisual | Valoración de la recomendación: 10.0/10
> 
> **Puntos a favor**: The best thing about Payoneer is its very low fees compared to its competitors. The process of setting up Payoneer has been simplified in last few years, it now requires very less user information and becomes ready to receive payments. Payoneer provides virtual bank accounts of several popular currencies like USD, GBP, EUR, HKD etc. to receive payments from other businesses. I can simply give my Bank account details like Account Number, Routing number and Bank Name to receive payments from my freelancing and side business. Also, Payoneer can be integrated with several other platforms to receive payments. The best thing is the payments get settled in my Bank account in my local currency next day.
> 
> **Desventajas**: The Customer Support service of Payoneer needs to be improved. The Support team takes so long to respond to urgent queries and even after that, they take so long to fix the problems. Another problem with Payoneer is that I can only use the virtual Bank accounts provided by them to receive funds from business accounts. Means, only business payments are allowed and local domestic transfers are not allowed.
> 
> Besides of my Job, I am doing Freelancing and other micro jobs in the same field(News and Media Production) and Payoneer is helping me to receive payments very easily. I have found Payoneer to be much cheaper as compared to its competitors. The payments get settled in my local Bank account automatically without much delay.

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### "Customer Support isn't effective" — 1.0/5

> **Lukman** | *15 de mayo de 2025* | Marketing y publicidad | Valoración de la recomendación: 5.0/10
> 
> **Puntos a favor**: The platform is robust and easy to use. They integrate well with other platforms and also offer multiple ways of sending and receiving payments.
> 
> **Desventajas**: They have some weird policies and the customer service seems unprofessional and ineffective. They also have some weird policies which makes the customer support clueless on the cause of a problem and possible solutions.
> 
> It's one of the best payment platforms out there however the customer support needs alot of improvement.

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### "Excellent payment processor but needs to evolve" — 4.0/5

> **Dwight** | *11 de septiembre de 2024* | Software informático | Valoración de la recomendación: 8.0/10
> 
> **Puntos a favor**: What I like most is that it has the option to have multiple currencies from euros, dollars to pounds sterling and gives you the option of having a card associated with each currency.
> 
> **Desventajas**: What I don't like about payoneer  is that you can only accept payments from Payoneer partner companies and other user accounts that already have Payoneer accounts, I would like Payoneer to have the option to accept credit card payments as Stripe and PayPal allow.
> 
> I have used Payoneer for over 10 years and they have features that other payment processors don't have but I feel they have missed the opportunity to integrate more services and tools into their platform as well as accepting debit and credit card payments from users who don't necessarily have accounts at Payoneer

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### "Lowest Fee Among Any Payment Methods/Platforms" — 4.0/5

> **Charlette** | *9 de octubre de 2022* | Arquitectura y planificación | Valoración de la recomendación: 9.0/10
> 
> **Puntos a favor**: You can open a free account on the Payoneer website. Payoneer handles domestic and international payments and currency exchanges, and most types of bank transfers are free if both parties have Payoneer accounts.
> 
> **Desventajas**: There isn't much to dislike about the platform; the only suggestion is to reduce the processing fees on some vendors.
> 
> I began using Payoneer for a client who preferred to pay via this method for my services. So far, I haven't run into any issues while using the app. What I also like about it is that, it has the lowest fees of any money-transfer platform in the Philippines. It takes advantage of preferential exchange rates, and I calculated that I save 1% total, including all sending and receiving fees and exchange rates.

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